Effective Game Plan


Advice in Common Language


Straightforward Fees

Download one of our free guides.

FORBES TOP-RANKED TEAM

investment-news-icons-innovators-copy

People deserve to understand what’s happening with their money.

Have you ever sat across from a financial advisor and only understood every third word they were saying? And yet they were talking about your money, your life and your future.

At Cultivate Wealth, we believe clients should understand everything that is happening with their money; that advisors should be just as good about explaining investments as they are at making them.

First, we’re going to get to know you and discuss what’s most important to you. We’re going to figure out your goals and the outcomes you’d like to achieve with this money. We’ll do this by establishing your Family Index Number, which is the rate of return needed on your investments in order to pursue those outcomes. After we determine your Family Index Number, we allocate your money to our various investment strategies designed to help you pursue those goals.

We work with a wide variety of clients – everyone from high net worth investors to those who are just starting out. While each family gets a personalized allocation strategy, we’ve helped thousands of families navigate their complex financial needs and guided them through life’s major decisions.

As your trusted advisor, we’re focused on adding convenience and simplicity to your lives. We will make sure you’re educated on your investments and how we manage your money – as much or as little information as you’d like.

Whether you’re investing hundreds or millions, at Cultivate Wealth we’re about much more than results – we’re about helping you understand where those results have come from and why the strategy works. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.

Discover the right investment strategy for you.

Tell us a little more about your investment objectives and level of comfort with risk.

By what percentage do you expect your portfolio to grow
annually over the long-term (10+ years)?

Next

How to get started.


1. Schedule an appointment


2. Meet with us for a custom listening session


3. Get your personalized strategy

Schedule an appointment.

Please provide your name and email and we will have an advisor contact you.

    First Name*

    Last Name*

    Email*

    Phone Number*


    Our financial planning services are built on trust, transparency and accountability.

    Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams. Explore services

    Portfolio Management

    Our firm follows a strategic approach to managing your investments. Learn more

    Protection Planning

    You have worked hard to secure a financial future for you and your family, but how will you protect it from an unexpected life event? Learn more

    Financial Planning

    Financial Planning is the core service we provide for our clients seeking to build, preserve, or manage their wealth over time. Learn more

    Estate, Tax and Philanthropy Planning

    The effectiveness of your financial plan starts with understanding the complexities of the current tax and estate planning laws and how your assets may be taxed during your lifetime and at your death. Learn more

    Who We Are

    Cultivate Wealth’s mission is to simplify the complex world of investing and guide our clients to financial freedom as their most trusted advisor so they can pursue what matters.

    Cultivate Wealth, LLC is an independent wealth management firm based in DeForest, Wisconsin that specializes in providing financial planning and portfolio management services to individuals, families, business owners, and professionals.

    We serve clients who desire a life of financial freedom and seek advice from a trusted member of our professional team.

    We adhere to the following core values:

    FOCUS ON PEOPLE-Our team of elite professionals are fiduciary minded, client centered, and have a strong reputation in the industry as well as in the communities for which they serve. You are sure to be greeted with a smile, an attention to service, and a desire to help.

    ENHANCED CLIENT EXPERIENCE-We are committed to an exceptional client experience from the first time we meet, through the wealth plan design and implementation process, and ongoing plan review and investment monitoring. Our strategic approach is inclusive to the entire balance sheet to ensure no detail is overlooked. Whether you are just starting out and in the accumulation phase or are nearing retirement and seeking future income, we design a plan for your stage of life. Our hope is you will leave with financial clarity and the confidence to implement your life’s plan so you can spend more time on what matter most to you.

    PROFESSIONAL KNOWLEDGE-We are firm believers in making the complex simple for our clients. With over 28 years of combined industry experience, our advisors are committed to having straightforward conversations while providing a personalized financial plan and investment portfolio so our clients can achieve the life they desire.

    We are always looking to raise the bar when it comes to providing world class wealth management to the clients we serve. Our wealth advisors utilize our strategic partners, the Wealth Enhancement Group and Investment Committee and Research team, for complex planning needs and portfolio design. In addition, we firmly believe in investing in our team to deepen their knowledge base in several subject areas including: financial planning, education planning, risk management and insurance planning, investment and tax planning, retirement savings and income planning, and estate planning.

    Contact us today to begin cultivating the life you desire.

    Jennifer Homman, Founder and CEO

    Investment Management

    Disciplined investment strategies are the foundation of our investment management process. Our time-tested strategies are designed to meet a variety of investment goals and objectives.

    Read more

    Carson Partners

    Carson Partners are growth-minded advisors wholly dedicated to helping clients reach a higher purpose for their wealth and design a lasting legacy for their families.

    Read more

    Our Locations

    Cultivate Wealth is headquartered in DeForest, Wisconsin. Contact us today to speak with a financial advisor or financial professional.

    Read more

    Insights

    Cultivate Wealth’s team of professionals provide you with transparent and proactive communications to equip you with the knowledge you need. Read more

    Holiday Shopping
    Market Commentary
    Market Commentary: Rise in COVID-19 Cases Leads ...

    Retail data were mixed last week. U.S. retail sales rose 0.3% in October and are now 5.7% higher than one year ago. But as Figure 1 shows, the increase was the smallest since the recovery began. Increased coronavirus cases in October likely pressured purchases lower and moved consumers online. Non-store retailers reported a 3.1% increase in sales.

    Read More
    Video
    How the Election Results Could Impact Your ...

    Join Jamie Hopkins, Director of Retirement Research at Carson, as he offers insight into Biden’s tax and retirement platforms. Click Here to Watch the Webinar

    Read More
    tax planning, financial planning
    Monthly Newsletter
    Your Year-End Tax Checklist, Plus a Few ...

    A lot of us have been in the attic lately, putting away the ghosts and skeletons from Halloween and dusting off the holiday decorations. While you’re up there, can you find your year-end tax checklist?

    Read More
    2020 election results
    Blog
    How the Results of the Election Could ...

    The votes have been cast and now it’s a waiting game. Our country now faces days of a counting, recounting, accusations, potential lawsuits and a runoff election or two. Only then will we know the results of the 2020 election.

    Read More
    News
    3 Roth Conversion Traps To Avoid After The ...

    Roth conversions can be a powerful tax and retirement planning technique. The idea behind most Roth conversions is to take money from an IRA and convert it to a Roth IRA. Essentially, you’re paying taxes today instead of paying taxes in the future.

    Read More
    Infographic
    10 Tax Planning Tips Your CPA Might Have ...

    There’s more to tax planning than you think. Do you understand how each of your accounts are taxed? How did you set up your retirement plan? Have you considered an HSA? Take control of your taxes and how they fit into the big picture. Check out 10 planning tips your CPA might have missed. View the Infographic

    Read More
    Blog post
    Weekly Market Commentary