Like gardening or working out, tax planning is one of those activities where you get out of it what you put into it. Plenty of us have a weight bench gathering dust in the garage that hasn’t gotten us into any better shape, or a plot in the backyard that just won’t grow anything because we never weed it. Tax planning is similar in the sense that you can put work in on the front end that you’ll reap benefits from later.Read more
Advice in Common Language
Straightforward Fees
FORBES TOP-RANKED TEAM
People deserve to understand what’s happening with their money.
Have you ever sat across from a financial advisor and only understood every third word they were saying? And yet they were talking about your money, your life and your future.
At Cultivate Wealth, we believe clients should understand everything that is happening with their money; that advisors should be just as good about explaining investments as they are at making them.
First, we’re going to get to know you and discuss what’s most important to you. We’re going to figure out your goals and the outcomes you’d like to achieve with this money. We’ll do this by establishing your Family Index Number, which is the rate of return needed on your investments in order to pursue those outcomes. After we determine your Family Index Number, we allocate your money to our various investment strategies designed to help you pursue those goals.
We work with a wide variety of clients – everyone from high net worth investors to those who are just starting out. While each family gets a personalized allocation strategy, we’ve helped thousands of families navigate their complex financial needs and guided them through life’s major decisions.
As your trusted advisor, we’re focused on adding convenience and simplicity to your lives. We will make sure you’re educated on your investments and how we manage your money – as much or as little information as you’d like.
Whether you’re investing hundreds or millions, at Cultivate Wealth we’re about much more than results – we’re about helping you understand where those results have come from and why the strategy works. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Discover the right investment strategy for you.
Tell us a little more about your investment objectives and level of comfort with risk.
By what percentage do you expect your portfolio to grow
annually over the long-term (10+ years)?
How to get started.
1. Schedule an appointment
2. Meet with us for a custom listening session
3. Get your personalized strategy
Schedule an appointment.
Please provide your name and email and we will have an advisor contact you.
Our financial planning services are built on trust, transparency and accountability.
Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams. Explore services
Portfolio Management
Our firm follows a strategic approach to managing your investments. Learn more
Protection Planning
You have worked hard to secure a financial future for you and your family, but how will you protect it from an unexpected life event? Learn more
Financial Planning
Financial Planning is the core service we provide for our clients seeking to build, preserve, or manage their wealth over time. Learn more
Estate, Tax and Philanthropy Planning
The effectiveness of your financial plan starts with understanding the complexities of the current tax and estate planning laws and how your assets may be taxed during your lifetime and at your death. Learn more
Who We Are
Cultivate Wealth’s mission is to simplify the complex world of investing and guide our clients to financial freedom as their most trusted advisor so they can pursue what matters.
Cultivate Wealth, LLC is an independent wealth management firm based in DeForest, Wisconsin that specializes in providing financial planning and portfolio management services to individuals, families, business owners, and professionals.
We serve clients who desire a life of financial freedom and seek advice from a trusted member of our professional team.
We adhere to the following core values:
FOCUS ON PEOPLE-Our team of elite professionals are fiduciary minded, client centered, and have a strong reputation in the industry as well as in the communities for which they serve. You are sure to be greeted with a smile, an attention to service, and a desire to help.
ENHANCED CLIENT EXPERIENCE-We are committed to an exceptional client experience from the first time we meet, through the wealth plan design and implementation process, and ongoing plan review and investment monitoring. Our strategic approach is inclusive to the entire balance sheet to ensure no detail is overlooked. Whether you are just starting out and in the accumulation phase or are nearing retirement and seeking future income, we design a plan for your stage of life. Our hope is you will leave with financial clarity and the confidence to implement your life’s plan so you can spend more time on what matter most to you.
PROFESSIONAL KNOWLEDGE-We are firm believers in making the complex simple for our clients. With over 28 years of combined industry experience, our advisors are committed to having straightforward conversations while providing a personalized financial plan and investment portfolio so our clients can achieve the life they desire.
We are always looking to raise the bar when it comes to providing world class wealth management to the clients we serve. Our wealth advisors utilize our strategic partners, the Wealth Enhancement Group and Investment Committee and Research team, for complex planning needs and portfolio design. In addition, we firmly believe in investing in our team to deepen their knowledge base in several subject areas including: financial planning, education planning, risk management and insurance planning, investment and tax planning, retirement savings and income planning, and estate planning.
Contact us today to begin cultivating the life you desire.
Jennifer Homman, Founder and CEO
Investment Management
Disciplined investment strategies are the foundation of our investment management process. Our time-tested strategies are designed to meet a variety of investment goals and objectives.
Carson Partners
Carson Partners are growth-minded advisors wholly dedicated to helping clients reach a higher purpose for their wealth and design a lasting legacy for their families.
Our Locations
Cultivate Wealth is headquartered in DeForest, Wisconsin. Contact us today to speak with a financial advisor or financial professional.
Insights
Cultivate Wealth’s team of professionals provide you with transparent and proactive communications to equip you with the knowledge you need. Read more
Blog
What to Expect From Low Volatility Investing: ...During the past decade, ending December 2019, low volatility investing has been embraced by many investors due to above average adjusted performance. With the turn of events, the year 2020 witnessed a negative surprise for low volatility stocks. This surprise further intensified when value investing seemed to make a comeback as COVID-19 vaccines arrived.
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Market Commentary
Market Commentary: Vaccine Distribution, Stimulus Package Driving ...The impact of government stimulus checks continues to permeate economic data. Personal income rose 10% in January, and disposable income rose 11.4%. Where did the money go? It primarily bought goods or was saved. Goods spending rose 5.8% in January, and the personal savings rate jumped to 20.5% from 13.4% the previous month (Figure 1). Limits on activity continue to pressure services spending, which rose only 0.7%.
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Video
Ways to Reduce Your Taxes Before You ...You want to maximize your tax situation, and our team wants to help. Follow the link to learn ways to reduce your taxes before you file this year. Click Here to Watch the Webinar
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Monthly Newsletter
Tax Tips for Business Owners in a ...Facing everything from empty sales floors to painful staff shortages, entrepreneurs have been uniquely hurt by 2020 and the extent of the damage isn’t fully known yet. A Yelp economic impact report released in September found that almost 100,000 small businesses in the country had closed their doors permanently while many others struggle under the current conditions.
Read MoreWeekly Market Commentary
- Market Commentary: Stimulus Fuels Retail Sales as Strong Housing Market Faces Hurdles
American consumers put their stimulus checks to work last month. Retail and food service sales rose 5.3% in January, after declining 1.0% in December (Figure 1). Compared to one year ago, sales are 7.4% higher. The strong data resulted from the stimulus checks and declining virus cases. Because of restrictions and risk, the biggest winners were online retailers. Home improvement stores also experienced strong demand as consumers continue to spend extra time at home.Read more
